Loan Calculator Online
Calculate monthly payment, total cost and overpayment for any loan or mortgage — annuity and differentiated schemes, with a full payment schedule.
Monthly payment
41 737,68
Total paid
10 017 042,77
Overpayment
7 017 042,77
Frequently asked questions
What is the difference between annuity and differentiated payments?
Annuity means the same payment every month — convenient, but more interest overall. Differentiated starts higher and shrinks monthly — the total overpayment is lower.
How do I calculate a mortgage payment?
Enter the loan amount, annual rate and term in years — the payment, total cost and overpayment appear instantly, with a month-by-month schedule.
Does the calculator include insurance or fees?
No, it computes pure loan math: principal + interest. Add insurance to the loan amount if it is financed.